By Walter Updegrave, RealDealRetirement @RealDealRetire

>>KEEP CALM, CARRY ON  The S&P 500 closed at another record high yesterday, finishing up 7.5% from its level at the beginning of the year. That’s great, but you shouldn’t let this affect your retirement investing strategy, either by taking the new highs as a sign to get more aggressive and load up on stocks, or by doing the opposite and viewing the move into record territory as a reason to become more conservative for fear the market’s getting frothy. As long as you’ve got a broadly diversified portfolio of stocks and bonds that reflects your risk tolerance, you don’t need to do anything differently just because the market’s on a roll. If you don’t have a real strategy and you’re just winging it, now’s the time to create one,

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