Retirement Income

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Do You Need An Annuity? Answer These 3 Questions To Decide

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

How do you know whether you should buy an annuity for income in retirement? Are there any rules that can help you decide if you need one?    —Paul

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The “Are You Really Ready To Retire?” Checklist

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

If I leave my job now, I think I’ll have enough money to live comfortably the rest of my life. So is there any reason I shouldn’t stop working and retire?

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These 3 Tips From The Rich Can Improve Your Retirement

By Walter Updegrave, RealDealRetirement @RealDealRetire

“The rich are different from you and me,” novelist F. Scott Fitzgerald once supposedly confided to fellow writer Ernest Hemingway. To which Hemingway famously replied, “Yes. They’ve got more money.” Well, a new UBS Wealth Management Americas survey of more than 2,000 wealthy investors mostly age 50 or older with $1 million or more in investable suggests the affluent may also know a thing or two about preparing for retirement. To wit, here are three lessons I’ve culled from the survey that, wealthy or not, you can put to work in your own planning to boost your odds of achieving a more secure and fulfilling retirement. More»

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How Do You Invest For Retirement If Stocks Seem Too Risky and Bonds Pay Too Little?

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

I’m 64 and would like to retire. Problem is, if I invest in stocks I risk losing money to a huge correction, and if I invest in safe fixed-income investments I earn only 1% to 2%. Either way, retirement seems elusive, if not impossible. What’s someone in my situation to do?

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I’m 60 With Little Saved—What Do I Need To Do To Retire?

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

I’m 60, earn about $80,000 a year, but have only $75,000 or so in retirement savings. What can I do to improve my retirement prospects? More»

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How To Figure Out How Much Income You’ll Need In Retirement

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

Why is retirement planning based on replacing a certain percentage of your pre-retirement income after you retire? Wouldn’t it make more sense to plan on the basis of the expenses you’ll face in retirement? More»