Retirement Income

KEEP IT SIMPLE

How Can I Simplify My Retirement Investments?

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

I’m retired and currently manage my IRA portfolio of 10 different funds. But I’m thinking I’d like to simplify my portfolio and my life. Short of hiring an adviser to oversee my investments, what do you recommend? More»

AdvisersinOffice

Do You Really Need A Financial Adviser?

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement 

If I just invest my money in some good low-cost mutual funds, do I really need to pay a financial adviser for help?

—Daniel

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OpenWallet

Is There A Low-Risk Way To Avoid Running Out Of Money In Retirement?

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

I plan to invest half of my savings in a Standard & Poor’s 500 index fund, half in a total bond market index fund, withdraw 3.5% the first year of retirement and then adjust that amount annually for inflation. Is this a low-risk way to ensure my money will last throughout a long retirement?

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moneybagman-dollarsign

How Should I Invest My Nest Egg For Maximum Retirement Income?

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

I’m in my mid 60s and have about $1.2 million I would like to invest for the maximum income possible for the rest of my life. I don’t care for stocks or bonds because I hate the idea of seeing the value of my savings drop if the market has a correction. And I don’t understand annuities. Any suggestions?

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Annuity

4 Key Steps You Should Take When Buying An Annuity

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

I would like to buy an immediate annuity, but I want to know that I’m getting one from a reliable company. How can I do that?

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Piggybank Annuity

Should I Follow An Adviser’s Recommendation To Move Half of My Savings Into An Annuity?

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

I’m 64 and recently met with a financial adviser who wants me to invest $400,000 of my $800,000 portfolio in an annuity. I read some nasty reviews of this annuity, but the adviser says it’s the best annuity out there. What do you suggest I do? More»