Ask Real Deal Retirement
I haven’t made the best decisions when it comes to retirement planning. As a result, my wife and I are in our early 50s and have next to nothing saved for retirement. Do we have any hope of a secure retirement? More»
I haven’t made the best decisions when it comes to retirement planning. As a result, my wife and I are in our early 50s and have next to nothing saved for retirement. Do we have any hope of a secure retirement? More»
Although Hollywood likes to pride itself as standing on the right side of political correctness and inclusiveness, this year’s Oscars show included a number of jokes and comments that raised allegations of ageism. But despite what some consider to be tone-deaf or even offensive age-related remarks, I believe that overall the Oscars still delivered a powerful and inspiring message for anyone who’s nearing or has already reached retirement age—namely, that achievement doesn’t have an expiration date, and that success and fulfillment are still possible even as you’re increasingly reeling in the years. More»
The recent market volatility has been frightening for anyone hoping to achieve a secure retirement. But the prospect of a major slump in stock prices can be especially upsetting for people who have recently retired or are close to calling it a career. If you’re in that position, here’s how to gauge the risk you might face, and how to reduce the possibility you’ll have to completely revamp your retirement plans should the latest market turbulence lead to a full-fledged rout. More»
My husband and I are planning to retire this year and want to enjoy retirement. We do not want to skimp on simple pleasures and die with lots of money in the bank. But we also don’t want to run through our savings too soon. So how do we calculate withdrawals from our nest egg to spend as much as possible of our assets before we shuffle off this mortal coil?
By now you’ve been inundated with long lists of “must do” New Year’s resolutions ranging from the general (be a nicer person, lead a healthier lifestyle) to the specific (save more, pay down debt). But before your eyes glaze over and you totally succumb to New Year’s Resolutions Fatigue, I’d like you to consider two simple but important suggestions—the first for people still on the job, the second for retirees—that have the potential to significantly increase your chances of having a successful retirement. More»
Happiness, it’s been said, is like a butterfly. The more you chase it, the more it will evade you. The implication is that by actively pursuing a happy state you reduce your chances of achieving it. That may be very well be true in a philosophical sense. But when it comes to retirement at least, new research suggests that there may be specific steps you can take to enjoy a more rewarding post-career life. More»