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AnnuityKeyboard

Do You Need An Annuity? Answer These 3 Questions To Decide

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

How do you know whether you should buy an annuity for income in retirement? Are there any rules that can help you decide if you need one?    —Paul

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The “Are You Really Ready To Retire?” Checklist

By Walter Updegrave, RealDealRetirement @RealDealRetire

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If I leave my job now, I think I’ll have enough money to live comfortably the rest of my life. So is there any reason I shouldn’t stop working and retire?

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How Much Do I Have To Save To Retire With $1 Million If I’m In My 40s?

By Walter Updegrave, RealDealRetirement @RealDealRetire

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I’m in my mid-40s. How much do I need to save each year to have $1 million by the time I retire? More»

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How Do You Invest For Retirement If Stocks Seem Too Risky and Bonds Pay Too Little?

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

I’m 64 and would like to retire. Problem is, if I invest in stocks I risk losing money to a huge correction, and if I invest in safe fixed-income investments I earn only 1% to 2%. Either way, retirement seems elusive, if not impossible. What’s someone in my situation to do?

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To Do List

I’m 60 With Little Saved—What Do I Need To Do To Retire?

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

I’m 60, earn about $80,000 a year, but have only $75,000 or so in retirement savings. What can I do to improve my retirement prospects? More»

Nest Eggs

A Simple-But-Effective Strategy To Build A Bigger Retirement Nest Egg

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

Many young people simply can’t afford to put away the percentage of pay for retirement that experts often recommend. Seems to me it would be more realistic for them to start with whatever they can and then gradually increase that amount as their salary increases. What do you think?
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