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ManWithPortfolios

How To Invest For Lifetime Income AND Long-term Growth

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

I’m considering rolling my retirement savings into a lifetime annuity because I like the idea of a guaranteed payment. But I also wonder whether I’d be better off just putting some of my savings into a low-risk account for living expenses and then investing the rest in a diversified portfolio of stocks and bonds. What do you think?

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BudgetWorksheet

The Best Ways To Save And Invest For Retirement On A Tight Budget

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

My husband and I are in our early 40s and have two children. We live paycheck to paycheck, although we do manage to contribute a small percentage of pay to our 401(k)s. What are good retirement investments for someone without a lot of money?
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The Right Way To Save And Invest To Build Wealth

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

I’m just starting out in my career and have managed to save up $1,500 dollars so far. I want to start saving more and invest it in a way that can best put the benefits of compounding investing to work for me. Any suggestions? More»

AnnuityTarget

How To Get The Best Deal On An Annuity

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

I’m 65 and my financial adviser is recommending I put some of my retirement savings into an immediate annuity. But the payment he quoted me seems low. How do I know if this is a good deal and how do I avoid investing when interest rates and annuity payments are at a low point?

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Where Should I Invest For A Safe High Return?

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

I’m 65 and have about $275,000 in retirement accounts. I’d like to invest my money safely, but also make the most return. What do you suggest? More»

BudgetWorksheet

How To Create A Simple-But-Effective Retirement Income Plan

By Walter Updegrave, RealDealRetirement @RealDealRetire

When I retire, I plan to invest half of my nest egg in a Standard & Poor’s 500 index fund and the other half in a total bond market index fund and then withdraw 3.5% each year adjusted for inflation. Is this a retirement income plan that will work? More»