Investing for Retirement

FallingChartwithMan

How Much Investing Risk Should You Take In Retirement?

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

My feeling is that once you retire you should take only as much investing risk as necessary to get the income you need from your portfolio, even if your risk tolerance would allow you to shoot for higher returns. I don’t see the point of investing for bigger gains at that point if you don’t need them. Do you think this approach makes sense?

More»

AnnuityKeyboard

Is An Annuity A Good Way To Boost Retirement Income?

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

Is an annuity is a good way for seniors to increase their income in retirement?

More»

WringingDollar

How Cutting Investment Fees Can Improve Your Retirement

By Walter Updegrave, RealDealRetirement @RealDealRetire

A new Morningstar study shows that investors are paying less in annual mutual fund fees than ever before, in large part because they’re increasingly moving to low-cost index funds and ETFs. That alone is cause for celebration. But what’s even better news if you’re investing for retirement is that shelling out less in fees can improve your odds of accumulating a nest egg large enough to maintain your standard of living throughout your post-career life. More»

stock-exchange-913982_640

3 Steps To Take Now To Safeguard Your Retirement Against A Market Downturn

By Walter Updegrave, RealDealRetirement @RealDealRetire

Last week we got a reminder of just how volatile the stock market can be when the Dow Jones Industrial Average plunged more than 370 points, or 1.8%, in a single day on political turmoil in Washington. So far at least, stocks seem to have largely recovered from that setback. But at some point, though we don’t know when, this aging bull market will give way to a bear that, if history any guide, could send stock prices tumbling 50% or more. Which is why you need to position your retirement portfolio not just so it can thrive if the market continues to climb, but so you’ll be comfortable sticking with the investments you own even when the market reverses course. With that goal in mind, here are three moves you should make now. More»

BalancingRocks

The Right Way To Balance Growth And Safety When Investing Your Retirement Nest Egg

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

I have a retired friend who knows he needs growth to ensure his nest egg will last throughout retirement, but at the same time is nervous about the investing in the stock market. Any advice for how he should invest? More»

QuestionMarkinHand

Can You Pass The Retirement Quiz Most Seniors Have Flunked?

By Walter Updegrave, RealDealRetirement @RealDealRetire

Anyone wondering whether people in or nearing retirement are as up to speed on creating a viable retirement income plan as they should be got an answer last week when the American College of Financial Services released the results of its Retirement Income Literacy Quiz. It was sobering: nearly 75% of the 1,244 adults aged 60 to 75 who were interviewed online for the test got a big fat F (a score of 60% or less), while less than 6% received an A (91% or better) or a B (81% to 90%). More»