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Pension

Don’t Have A Pension? Here’s How To Build One On Your Own

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

I had a choice to take my pension as a lump sum or lifetime annuity payments and I opted for the lump sum. Now I feel like it was the dumbest decision of my life. I think I’m looking at a long retirement, and I’m just not very confident about investing in today’s market. Any advice for what I should do now?

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moneybagman-dollarsign

What Size Nest Egg Do I Need To Support Myself For A Long Retirement?

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

How large a retirement nest egg do I need if I want to draw $60,000 a year from it and have my money last 30 years?

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Annuity

Is An Annuity The Right Way To Get The Retirement Income I Need?

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

I have $400,000 in savings from which I need to draw monthly retirement income. Is it possible to do that with an immediate annuity?

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MoneyBagMan-Bonds

Do You Really Need To Invest In Bonds?

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

As I see it, bonds aren’t a good investment. Interest rates are lower than they should be, and if rates rise and inflation picks up, bonds will take a beating. Then again, I think stocks are risky too, so I feel like I’m damned if I do invest in bonds and damned if I don’t. What’s an investor to do?

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FallingChartwithMan

How Should I Invest If I Can’t Handle Another Downturn In The Market?

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

I’ve always invested in stocks, but now that I’m nearing the end of my career I find the stock market way too nerve-wracking, and I just don’t feel I can handle another drop in stock prices. How I should invest?

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MoneyBagsMan-15pct

Is A 15% Savings Rate Adequate For A Secure Retirement?

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

I’ve heard that I should save 15% of salary a year, if not more, for retirement. Is that figure correct and does it include any matching contributions my employer makes to my retirement account? More»