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Is Dollar-Cost Averaging A Good Strategy If You Think The Market Will Tank?

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

I have a substantial amount of cash on the sidelines I want to invest in a diversified portfolio of funds. But I believe we’re in for a market correction sometime soon. I know you’ve said that dollar-cost averaging isn’t a good strategy, but I was wondering whether in this scenario makes sense as a way to overcome my paralysis about investing my money while also reducing my risk?

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AnnuityTarget

What’s The Best Annuity For Guaranteed Monthly Retirement Income?

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

I’m retired and thinking of buying an annuity to add to my monthly income, but I’m not sure which type of annuity might be right for me. Any suggestions? More»

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Should I Invest My Retirement Savings In Gold?

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

Is there a good reason I ought to include gold in my retirement portfolio? More»

4 Percent

The Right Way To Think About The 4% Rule For Retirement Income

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

My husband and I will be retiring soon and are thinking of using the 4% rule to draw income from our retirement portfolio. We don’t want to run out of money, but we also don’t want to spend too little. Is there some sort of “reset” we should do periodically to ensure we don’t end up with too little or too much money later in retirement?

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How To Tell Whether You’re Financially Ready To Retire

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

I’m nearing retirement age, but I have no clue as to whether I’m financially ready or not to retire? What do you recommend I do?

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Pension

Don’t Have A Pension? Here’s How To Build One On Your Own

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

I had a choice to take my pension as a lump sum or lifetime annuity payments and I opted for the lump sum. Now I feel like it was the dumbest decision of my life. I think I’m looking at a long retirement, and I’m just not very confident about investing in today’s market. Any advice for what I should do now?

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