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How Should I Invest If I Can’t Handle Another Downturn In The Market?

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

I’ve always invested in stocks, but now that I’m nearing the end of my career I find the stock market way too nerve-wracking, and I just don’t feel I can handle another drop in stock prices. How I should invest?

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Is A 15% Savings Rate Adequate For A Secure Retirement?

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

I’ve heard that I should save 15% of salary a year, if not more, for retirement. Is that figure correct and does it include any matching contributions my employer makes to my retirement account? More»

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Should An Annuity Be Part Of Your Retirement Income Plan?

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

My husband and I have nearly $1.5 million in savings and are nearing retirement, although he has some health issues that may force him to retire sooner than we’d hoped. We like the plan our adviser has put together for us, but we’re unsure of the markets and are considering using some of our savings to buy an annuity for guaranteed income. Our financial adviser says we’re fine without an annuity, but we’re still unsure since neither of us will receive a pension. What do you think? More»

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Do You Have Enough Retirement Savings For Your Age?

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

I’m in my mid-40s and have about $700,000 in retirement accounts. Is that amount in the upper range for someone my age and does that figure put me on track toward a secure retirement?
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How To Build A Simple-But-Effective Retirement Portfolio

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

I like the idea of investing my retirement savings in low-cost index funds, but trying to pick them is exhausting. Any suggestions? More»

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Is Now The Right Time To Invest My Retirement Savings In The Stock Market?

By Walter Updegrave, RealDealRetirement @RealDealRetire

Ask Real Deal Retirement

I pulled my retirement savings out of the stock market just before Brexit and then kept it out because I was worried about what might happen to stocks in view of the elections. I’d like to get back in but I’m not sure this is the right time. What’s your advice on how and when I should start getting back into the market?

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