Does Uncle Sam Want To Donate $2,000 Toward Your Retirement?

Uncle_Sam_(pointing_finger)

By Walter Updegrave, RealDealRetirement, @RealDealRetire

Free money from the federal government to save for retirement may sound too good to be true. But a provision of the tax code could effectively put up to $2,000 in your retirement accounts. To see if you can take advantage of Uncle Sam’s largesse, read on. More»

Woulda, Coulda, Shoulda: What You Can Learn From Pre-Retirees’ Top 3 Mistakes

By Walter Updegrave, RealDealRetirement, @RealDealRetire

Footstep

Researchers recently asked people nearing retirement what specific things they wish they’d done differently to better prepare for their post-career lives. Here’s your chance to go to school on their answers. More»

Should You Hire A Financial Adviser?

By Walter Updegrave, RealDealRetirement, @RealDealRetire

Help-Adviser?

Ask Real Deal Retirement

My wife and I have accumulated more than $1 million in our retirement accounts without the help of a financial adviser. But as we get older I wonder whether we’re making a mistake by not having one. What do you think?

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Are You Smart Enough To Boost Your 401(k)’s Return? Take This Quiz

By Walter Updegrave, RealDealRetirement, @RealDealRetire

Brain

Can knowing more about investing and finances boost your 401(k)’s returns? A recent study suggests that may be the case. But you don’t have to be a savant to improve performance. Even if you don’t know a qualified dividend from a capital gain, lessons from this research can help you fatten your investment accounts.

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Can I Double My Nest Egg In the Final Decade of My Career?

By Walter Updegrave, RealDealRetirement, @RealDealRetire

Nest Eggs

Ask Real Deal Retirement

My wife and I are in our 50s and contribute 12% of our salary each year to our retirement accounts that we invest in a mix of 90% stocks and 10% bonds. We would like to double the size of our nest by the time we retire at 65. Are we being too aggressive?

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5 Things You Need To Know About Reverse Mortgages

By Walter Updegrave, RealDealRetirement, @RealDealRetire

HouseCash-Wider

Ask Real Deal Retirement

I’ve seen a lot of commercials on TV about reverse mortgages.  How do they work and who should consider a reverse mortgage, if anyone?

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Doing An IRA Rollover? Ask These 3 Questions To Avoid Getting Fleeced

By Walter Updegrave, RealDealRetirement, @RealDealRetire

Sheep-1

To you, the money you’re thinking of rolling over into an IRA represents a lifetime of saving you’re counting on to sustain you in retirement. But to some financial advisers, it’s a commission honey pot. So before you move it anywhere, be sure to ask yourself these three questions. More»