Kotlikoff On Social Security: Maxing Benefits When A Younger Spouse Earns More

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By Laurence Kotlikoff, RealDealRetirement, @RealDealRetire

I’m 52 and my wife is 47. She has made and will continue to make more money than I do. What’s the best way to maximize our Social Security benefits? More»

4 Ways To Avoid Outliving Your Nest Egg

By Walter Updegrave, RealDealRetirement @RealDealRetire

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In a recent survey, 57% of CPA financial planners said their clients’ top retirement concern was depleting their nest egg too soon. So how can you lower the odds of running out of money before you run out of time, especially given forecasts for low investment returns in the years ahead? Here are four strategies. More»

3 Ways To Build A $1 Million Nest Egg Despite Lower Investment Returns

By Walter Updegrave, RealDealRetirement @RealDealRetire

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A new Transamerica Center for Retirement Studies survey found that $1 million is the median savings balance people estimate they’ll need for retirement. But with forecasts calling for low investment returns in the years ahead, building a seven-figure nest egg is a challenge. Here’s how to pull it off. More»

The Best Way To Prepare For The Inevitable Market Meltdown

By Walter Updegrave, RealDealRetirement @RealDealRetire

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Ask Real Deal Retirement

I hear a lot of talk about a possible major market correction. I’m nearing  the end of my career and don’t want to jeopardize my retirement. What should I do to protect myself?

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Kotlikoff On Social Security: Beware Wiping Out The Spousal Benefit

By Laurence Kotlikoff, MaximizeMySocialSecurity

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If I claim Social Security benefits now at 62 and my wife takes benefits three years from now when she’s 62, can she decide to receive half of my benefit? If so, is the amount she’ll receive based on the benefit I’ll actually be receiving when she’s 62, or is calculated from the higher amount I would be receiving if I had waited until age 66 to collect? I find all this very confusing. More»

Where Can I Find Investments That Return A Steady 8%?

By Walter Updegrave, RealDealRetirement @RealDealRetire

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Ask Real Deal Retirement

I’d like to earn a steady 8% a year on my retirement portfolio. What investments do you recommend that can deliver that return?

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The 5 Best Free Online Retirement Tools

By Walter Updegrave, RealDealRetirement @RealDealRetire

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If you want to be serious about retirement, you’ve got to crunch some numbers. Otherwise, you can’t really tell amidst the ups and downs of the economy and the market whether you’re on track toward an acceptable post-career lifestyle. These five tools, all free, can help improve your planning and your prospects. You’ll find links to all five in RDR’s Retirement Toolbox. More»