Worried You’ll Outlive Your Nest Egg? Here are 5 Ways To Ensure You Don’t

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By Walter Updegrave, RealDealRetirement, @RealDealRetire

A recent Northwestern Mutual study shows that two-thirds of Americans 18 and older believe there’s at least some chance they’ll outlive their retirement savings, with 34% putting the probability at greater than 50-50 and 14% saying they’ll definitely run out. And yet, more than 44% of those surveyed admit they’ve taken no steps to avert that possibility. Whether you’re still building a nest egg or have already begun drawing on it, here are five ways to reduce the odds of your savings running out. More»

I’m 48 And Have Zero Savings. Will I Ever Be Able to Retire?

By Walter Updegrave, RealDealRetirement @RealDealRetire

Help-Adviser?

Ask Real Deal Retirement

I’m 48 years old, have always worked, but none of my employers offered a retirement plan. So I have nothing saved for retirement. Is there any hope for me at this point?

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These 3 Tips From The Rich Can Help You Build Wealth

By Walter Updegrave, RealDealRetirement @RealDealRetire

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For its recent Insights on Wealth and Worth report, U.S. Trust asked 684 high net worth individuals with at least $3 million in investable assets how they built their wealth and what behaviors they attribute most to their financial success. I’ve boiled down their responses to three practical tips that even regular Joes can use to enhance their financial security: More»

How Can I Feel Less Guilty About Spending My Savings In Retirement?

By Walter Updegrave, RealDealRetirement @RealDealRetire

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Ask Real Deal Retirement

I’m retired, receive a decent pension and have adequate savings in several retirement accounts. Still, I feel insecure about retirement. Maybe it’s because I was raised to always save for a rainy day, but I agonize a great deal over purchases and I feel guilty about spending money on anything fun. Is there any way to mitigate these feelings of guilt and uncertainty?

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Retirees To Millennials: Don’t Make The Same Mistakes We Did

By Walter Updegrave, RealDealRetirement @RealDealRetire

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It’s good to learn from your mistakes—but even better to learn from someone else’s. Which is why Millennials and anyone else preparing for a retirement that’s still a ways off would do well to heed the results of a recent survey from Pentegra Retirement Services that asked retirees not collecting a pension (which is the position most workers today will probably find themselves in) what they wish they’d done differently on the retirement-planning front. Here are the three biggies.

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How Can I Avoid Running Out of Money While Protecting My Nest Egg From Market Crashes

By Walter Updegrave, RealDealRetirement @RealDealRetire

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Ask Real Deal Retirement

I’m retired and have my savings invested pretty aggressively, about 80% in stocks and 20% in bonds. I want to earn a high enough return to fund withdrawals from my portfolio, but I don’t want to repeat the 40% decline I suffered in 2008. And I really don’t want to run out of capital. Would I be better off investing more conservatively? More»

Why You Shouldn’t Let The Presidential Race Influence Your Investing Strategy

By Walter Updegrave, RealDealRetirement @RealDealRetire

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Whatever your political leanings, I think we can all agree that this has been one wacky presidential election campaign. But you know what’s even crazier? Investing your retirement savings or any other money on the basis of who will occupy the White House come January. Here’s why. More»