A New Annuity Can Lower Your Odds of Running Short on Money In Retirement

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By Walter Updegrave, RealDealRetirement, @RealDealRetire

Can a new type of annuity that requires a relatively small investment upfront yet makes big payments down the road boost the odds your 401(k) or IRA will be able to support you throughout retirement? Recent research from the Employee Benefit Research Institute says that for many people the answer is yes. More»

Where Can I Find Safe Retirement Investments With High Yields?

By Walter Updegrave, RealDealRetirement @RealDealRetire


Ask Real Deal Retirement

I’m planning to retire soon and would like to invest my retirement savings in something that’s secure and also generates high income. Where can I find safe high-yield investments in today’s market? More»

How To Protect Your Retirement Savings In A Tumultuous Market

By Walter Updegrave, RealDealRetirement @RealDealRetire


Ask Real Deal Retirement

I’m retired and thinking of getting out of the stock market because I don’t want to deplete my retirement assets. What can I do to protect my savings in a market like this one? More»

The 3 Steps You Must Take With Your Retirement Portfolio Right Now

By Walter Updegrave, RealDealRetirement @RealDealRetire


If you haven’t reflexively jettisoned stocks from your retirement portfolio in the face of the market’s recent wild swings, congrats. Panic is never a smart financial move. But staying calm in periods of upheaval may be enough either. To really get your retirement portfolio in shape for the future—whatever it may bring—you need to take these three key steps. More»

Why You Can’t Match An Annuity’s Guaranteed Income Payout Investing On Your Own

By Walter Updegrave, RealDealRetirement @RealDealRetire


Recent research by retirement income expert and former U.S. Treasury Department official Mark Warshawsky shows that immediate annuities generally provide you with more lifetime income than you could get by following the 4% rule or similar strategy of systematic withdrawals. One reason: Annuities have a unique and valuable advantage investors simply can’t duplicate on their own. More»

The 4 Questions You Must Answer To Have A Secure Retirement

By Walter Updegrave, RealDealRetirement @RealDealRetire


Given the flood of often confusing and conflicting information from financial services firms, market pundits and the media, it’s easy to lose sight of what really matters when it comes to retirement planning. No doubt that’s one reason only 32% of American workers surveyed by Personal Capital reported they are very or somewhat prepared for retirement. But there’s an easy way to improve your odds of a secure post-career life: Focus on the fundamentals, which can be boiled down to these four key questions: More»

Straight Talk to Millennials: The Right Way To Get A Leg Up On Your Finances

By Walter Updegrave, RealDealRetirement @RealDealRetire


Ask Real Deal Retirement

I’m in my 20s and would like to start taking steps to ensure a secure retirement and financial future. But like many people in my generation I’m confused about where to start, who to contact and what to do. Can you point me in the right direction? More»