3 Must-Know Things About: Hiring A Fiduciary Adviser

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By Walter Updegrave, RealDealRetirement, @RealDealRetire

After years of fits and starts, the move to require brokers and other financial advisers to act as fiduciaries—essentially making them put their clients’ interests first—seems to be gaining traction again, witness President Obama’s recent speech at AARP on the topic. Whether a fiduciary mandate eventually comes to pass or not, here are three things you should know if you’re working with—or thinking of hiring—an adviser bound by the fiduciary standard. More»

Should You Take Social Security Early and Invest it—Or Claim Later For A Higher Benefit?

By Walter Updegrave, RealDealRetirement, @RealDealRetire

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Ask Real Deal Retirement

Most people say you should delay taking Social Security to get a bigger benefit. But rather than waiting for a larger monthly check in the future, I think I’d be much better off collecting Social Security as soon as I can and investing the payments. Do you agree?

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Retirement Interruptus: 3 Ways To Prevent Disruptions From Derailing Your Retirement Plans

By Walter Updegrave, RealDealRetirement, @RealDealRetire

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Wouldn’t it be sweet if all our retirement planning worked out exactly as we envisioned—no setbacks, snafus or foul-ups of any kind? Sweet, but unrealistic. Here’s how to prevent inevitable stumbles before and after you retire from upending your retirement plans. More»

Fifty Shades of Grey—Retirement Version

By Walter Updegrave, RealDealRetirement, @RealDealRetire

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Most retirees probably aren’t as “frisky,” shall we say, as Christian Grey in the new film Fifty Shades of Grey. But new research shows that many people well into their 70s and 80s still have active sex lives, some engaging in sex at least twice a month. Tame perhaps, by Mr. Christian’s standards. But more than enough to make for a happier retirement. More»

How Do I Protect My Nest Egg From Shifting Government Policies?

By Walter Updegrave, RealDealRetirement, @RealDealRetire

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Ask Real Deal Retirement

I’m worried that government policies will undermine the value of my retirement savings. I’ve worked hard for this money and I’m counting on it to keep me comfortable during retirement. What can I do to avoid being robbed by Washington?

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25 Quick Tips That Can Improve Your Retirement Planning

By Walter Updegrave, RealDealRetirement, @RealDealRetire

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Retirement planning is serious business that requires diligence and patience. But a quick tip or even an irreverent quip can sometimes be helpful too. Here are 25 observations from my 30 years of writing about retirement and investing that may spur you to plan more effectively (or start to plan if you’ve been putting it off). More»

Your 3 Most Pressing Social Security Questions Answered

By Walter Updegrave, RealDealRetirement, @RealDealRetire

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Ask Real Deal Retirement

Do you think today’s 50-year-olds can count on getting their Social Security benefits when they retire? Will we get any money at all from the Social Security system?

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