What Scrooge Can Teach You About Retirement Planning

Scrooge5

By Walter Updegrave, RealDealRetirement, @RealDealRetire

Most people think of  A Christmas Carol’s Ebenezer Scrooge as a cold-hearted, greedy, skinflint, a man so miserly he makes a tightwad seem like a spendthrift. But if you’re willing to overlook a few flaws, good old Scrooge can actually be a pretty decent role model for how to achieve a secure retirement.
More»

Should You Bother To Rebalance Your Portfolio?

By Walter Updegrave, RealDealRetirement, @RealDealRetire

ManWithPortfolios

Between now and the end of the year, you’ll hear lots of pundits and investment advisers urge you to rebalance your portfolio. But is this almost universally-recommended investment ritual really worth the time and effort? More»

How To Invest In Today’s Topsy-Turvy Market—And In The Year Ahead

By Walter Updegrave, RealDealRetirement, @RealDealRetire

Overdiversifying-TooManyChoices

Ask Real Deal Retirement

I don’t know where to invest in today’s environment. Stocks seem overvalued and vulnerable to a crash. If I buy bonds, I’ll lose when interest rates go up. Is there anyplace I can earn a decent return now and in the near future?

More»

3 Predictions For 2015 You’re Sure To Hear—And Why You Should Ignore Them

By Walter Updegrave, RealDealRetirement, @RealDealRetire

ManHandsBinoculars

Tis the season for…Predictions! As the year draws to a close, pundits, journalists and other gazers into the future will be spouting prognostications of what lies ahead for the economy and the financial markets. Should you act on them? More»

What’s Your “Magic” Retirement Number?

By Walter Updegrave, RealDealRetirement, @RealDealRetire

NUMBERS-blue-green

Ask Real Deal Retirement

My wife and I would like to know how large a nest egg we need to retire. I understand there’s no magic number, but what do you think is a good number to shoot for?

More»

Where Can I Get A Safe High Yield on $50,000?

By Walter Updegrave, RealDealRetirement, @RealDealRetire

PercentCube

Ask Real Deal Retirement

I’m looking to invest $50,000 in emergency savings that I can access without penalty whenever I need it—and I want a higher return than I can get in a regular savings account. Any suggestions?

More»

Does Uncle Sam Want To Donate $2,000 Toward Your Retirement?

By Walter Updegrave, RealDealRetirement, @RealDealRetire

Uncle_Sam_(pointing_finger)

Free money from the federal government to save for retirement may sound too good to be true. But a provision of the tax code could effectively put up to $2,000 in your retirement accounts. To see if you can take advantage of Uncle Sam’s largesse, read on. More»