My Adviser Put Me In 17 Mutual Funds—Is That Too Many?

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By Walter Updegrave, RealDealRetirement, @RealDealRetire

Ask Real Deal Retirement

My wife and I work with an adviser who has invested our $2 million in savings in 17 different mutual funds. Do we really need that many funds?

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Are Roth IRAs and 401(k)s Being Oversold?

By Walter Updegrave, RealDealRetirement, @RealDealRetire

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Even assuming a Republican Congress doesn’t go along with the tax hikes president Obama has proposed, the mere fact that talk of higher taxes is in the air could very well make Roth IRAs and Roth 401(k)s even more popular than they already are. But is that necessarily a good thing? More»

5 Questions To Ask Before Hiring A Financial Adviser

By Walter Updegrave, RealDealRetirement, @RealDealRetire

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Ask Real Deal Retirement

My husband and I have been reluctant to work with a financial adviser because my husband doesn’t trust anyone. What questions should we ask to be sure that we’re getting someone who is competent and reliable?

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The 4 Biggest Retirement Blunders

By Walter Updegrave, RealDealRetirement, @RealDealRetire

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You might think a stock market crash is the biggest threat to your retirement plans. Not so. A steep drop in stock prices certainly doesn’t help, but basic lapses in retirement planning actually represent a much bigger danger to your retirement security. So if you want to have a comfortable and secure retirement, be sure to avoid these four major planning blunders. More»

How To Plan For Retirement in An Upside-Down World

By Walter Updegrave, RealDealRetirement, @RealDealRetire

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Gyrating stock values, slumping oil prices, turmoil in foreign currency markets, predictions of slow growth or even deflation abroad…Suddenly, the outlook for the global economy and financial markets looks far different—and much dicier—than just a few months ago. So how do you plan for retirement in a world turned upside down? Read on. More»

Can I Afford To Retire Early?

By Walter Updegrave, RealDealRetirement, @RealDealRetire

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Ask Real Deal Retirement

I’m 54 and have two daughters, 10 and 6. My wife and I have heard that you can retire early as long as annual expenses are less than 3% of investable assets. I have $2.7 million saved. So what do you think—can I retire at 54?

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Should I Pull My Money Out Of the Stock Market Or Let It Ride?

By Walter Updegrave, RealDealRetirement, @RealDealRetire

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 Ask Real Deal Retirement

Last year I transferred funds from a money-market account to a stock mutual fund where it’s earned a nice return. But now I’m wondering whether I should move it back again or let it ride. What do you think?

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